Looking into Lowe’s financing for a new appliance or renovation project? Katapult offers a lease-to-own alternative that keeps costs predictable. Instead of opening a credit account, you make fixed lease payments and have the flexibility to purchase early or return your item if plans change.
Looking into Lowe’s financing for a new appliance or renovation project? Katapult offers a lease-to-own alternative that keeps costs predictable. Instead of opening a credit account, you make fixed lease payments and have the flexibility to purchase early or return your item if plans change.
Shop on Wayfair with the Katapult app, your path from “need” to “own”. Our tech looks beyond your credit score to see the fuller picture. So you get more choices–and zero surprises.
Shop on Wayfair with the Katapult app ,your path from “need” to “own”. Our tech looks beyond your credit score to see the fuller picture. So you get more choices–and zero surprises.
No late fees, never, ever.
Zero credit required.
Pay over time,
On your schedule.
Up to $3,500 in
lease pre-approval.
Apply for a
lease on
Katapult.com
If approved.
download the
Katapult App
Use the App to
Shop at Wayfair
At checkout, use the Virtual Credit Card at the top of the page
Apply for a
lease on
Katapult.com
If approved.
download the
Katapult App
Use the App to
Shop at Wayfair
At checkout, use the Virtual Credit Card at the top of the page
No hidden fees, no confusion.
Choose the payment schedule that fits your needs.
Purchase leased items within 90 days to save the most.
After 90 days, keep paying
or purchase leased items.
Purchase leased items at
the end of your lease term.
No. Lowe’s financing usually comes in the form of credit cards or installment loans. Katapult is lease-to-own, where you lease your product and make scheduled payments. At the end of your lease, you can own the item, return it, or continue paying until the lease is complete.
Katapult may be available at checkout for some products, but availability varies. If it is not shown, you can still use your Katapult approval at other participating retailers that sell similar categories like appliances, tools, or fixtures.
No. Katapult uses a soft credit check that does not affect your score. The approval process also considers other factors, making it more flexible than traditional credit.
Katapult generally covers durable goods such as appliances, power tools, lighting, and fixtures. Consumables, raw building materials, or items that require permanent installation may not be eligible. You’ll see eligibility during checkout.
If your return is within Lowe’s return window, you’ll bring it back to Lowe’s.
If it’s beyond that window, you may be able to return it through Katapult instead.
Once the return is accepted, Katapult will update or close your lease, and you’ll only be responsible for payments due up until that point.
Yes. With Katapult, you can exercise the 90-day early purchase option to save the most money. Even after 90 days, you can still purchase at a discounted rate or keep making your scheduled lease payments until the end.
