Considering Home Depot financing for tools, appliances, or home projects? Katapult offers a lease-to-own path with clear, scheduled payments instead of credit card interest or variable monthly balances. You can apply quickly, see an approval amount up to $3,500, and pay over time without late fees.
Considering Home Depot financing for tools, appliances, or home projects? Katapult offers a lease-to-own path with clear, scheduled payments instead of credit card interest or variable monthly balances. You can apply quickly, see an approval amount up to $3,500, and pay over time without late fees.
Shop on Wayfair with the Katapult app, your path from “need” to “own”. Our tech looks beyond your credit score to see the fuller picture. So you get more choices–and zero surprises.
Shop on Wayfair with the Katapult app ,your path from “need” to “own”. Our tech looks beyond your credit score to see the fuller picture. So you get more choices–and zero surprises.
No late fees, never, ever.
Zero credit required.
Pay over time,
On your schedule.
Up to $3,500 in
lease pre-approval.
Apply for a
lease on
Katapult.com
If approved.
download the
Katapult App
Use the App to
Shop at Wayfair
At checkout, use the Virtual Credit Card at the top of the page
Apply for a
lease on
Katapult.com
If approved.
download the
Katapult App
Use the App to
Shop at Wayfair
At checkout, use the Virtual Credit Card at the top of the page
No hidden fees, no confusion.
Choose the payment schedule that fits your needs.
Purchase leased items within 90 days to save the most.
After 90 days, keep paying
or purchase leased items.
Purchase leased items at
the end of your lease term.
No. Home Depot financing often refers to store credit cards or financing promotions through banks. Katapult is different: it is lease-to-own, meaning you make fixed payments toward your lease. At the end of your lease, you can buy the item, return it, or continue until the lease ends. This makes it a useful option for customers who prefer not to open new credit accounts.
Katapult Pay, which is Katapult’s virtual card system, supports some merchants including Home Depot. That means you may be able to use Katapult through the app or extension. If it doesn’t appear in checkout, you can still use your approval with other retailers that sell comparable products such as appliances, tools, and fixtures.
No. Applications use a soft credit inquiry only. Your credit score will not be impacted. Katapult evaluates additional data beyond just credit, which makes approval accessible for more customers.
Katapult supports durable goods, which include appliances, furniture, tools, electronics, and similar long-lasting items. Consumables, perishable products, or items that require permanent installation may not qualify. Eligibility is displayed at checkout.
If your item is still within Home Depot’s return window, you’ll return it to the store.
If it’s outside that window, you may qualify to return the item through Katapult.
After the return is approved, Katapult will close or adjust your lease, and you’ll only owe payments due up to that date.
Yes. Katapult gives you a 90-day early purchase option. If you pay off your lease within that window, you save the most compared to the full lease cost. Even after 90 days, you can still choose to buy out early at a discount, or continue with the lease until it ends.
