- No credit required to apply
- No late fees, ever
- Up to $5,000 in buying power
- 3-Month Early Purchase Option
to save you the most
Take it home today
- no credit required
Apply for Katapult lease-to-own right from your phone. Check your buying power without affecting your FICO credit score.
Why choose Katapult?
Estimate your lease-to-own payments in seconds
*Estimates only. Actual terms based on individual application and item cost.
How it Works
APPLY IN SECONDS
Fill out a simple application on your
mobile device right here in the store.
GET A DECISION IN SECONDS
Find out how much you’re approved
for in moments. No credit required.
FIND A BRANDSMART
USA ASSOCIATE
Your knowledgable Brandsmart USA associate can help you complete
your purchase.
Frequently Asked Questions
Lease to own means that you make recurring payments for the use of the products you have selected. You have no long term obligation to continue leasing, and can return the product to Katapult at any time with no further obligation other than for amounts past due.In addition, you have several options to acquire ownership of the product you are leasing. A lease purchase agreement through Katapult offers flexibility that may make it more attractive than financing. With each payment, you have the option to continue leasing, buyout, or return your items.Lease to own gives you the power to purchase what you need when you need it.
Applying with Katapult will not impact your traditional credit score.
Finishing your purchase in-store is quick and easy. Once you’re approved with Katapult, find a knowledgable BrandsMart store associate who will help you locate your items and complete the checkout process using your approval.
Lease-to-own is a rental-purchase agreement. Katapult
is not a credit card or loan. Ownership is optional.