Looking for Best Buy financing to get the latest electronics or appliances? Katapult provides a lease-to-own alternative that works differently than credit cards or loans. With Katapult, you can apply in minutes, potentially get approved for up to $3,500, and make scheduled payments toward the products you want. There are no late fees, and you always know your costs up front.
Looking for Best Buy financing to get the latest electronics or appliances? Katapult provides a lease-to-own alternative that works differently than credit cards or loans. With Katapult, you can apply in minutes, potentially get approved for up to $3,500, and make scheduled payments toward the products you want. There are no late fees, and you always know your costs up front.
Shop on Wayfair with the Katapult app, your path from “need” to “own”. Our tech looks beyond your credit score to see the fuller picture. So you get more choices–and zero surprises.
Shop on Wayfair with the Katapult app ,your path from “need” to “own”. Our tech looks beyond your credit score to see the fuller picture. So you get more choices–and zero surprises.
No late fees, never, ever.
Zero credit required.
Pay over time,
On your schedule.
Up to $3,500 in
lease pre-approval.
Apply for a
lease on
Katapult.com
If approved.
download the
Katapult App
Use the App to
Shop at Wayfair
At checkout, use the Virtual Credit Card at the top of the page
Apply for a
lease on
Katapult.com
If approved.
download the
Katapult App
Use the App to
Shop at Wayfair
At checkout, use the Virtual Credit Card at the top of the page
No hidden fees, no confusion.
Choose the payment schedule that fits your needs.
Purchase leased items within 90 days to save the most.
After 90 days, keep paying
or purchase leased items.
Purchase leased items at
the end of your lease term.
No. Best Buy financing is usually offered through credit-based products like store credit cards or promotional financing plans. Katapult is lease-to-own, which means you agree to make a series of payments over time. Once your lease ends or you exercise an early purchase option, you own the item. If you choose not to continue, you can return the product without long-term obligation.
Katapult may appear in Best Buy’s checkout on certain products and in certain regions, but it is not always guaranteed. If you don’t see it, you can still use your Katapult approval at other participating retailers that sell similar products. Katapult also offers a virtual payment option through its app called Katapult Pay, which can sometimes be used at supported online checkouts.
No. When you apply with Katapult, the system uses a soft inquiry that does not impact your credit score. Katapult looks at a broader picture than just your credit history, so customers who might not qualify for traditional financing may still be approved.
Katapult generally supports durable goods, which include TVs, laptops, gaming systems, and appliances. Consumables, warranties, digital products, or items that require permanent installation may not qualify. Eligibility is always shown during checkout so there are no surprises.
Yes. Katapult offers a 90-day early purchase option that allows you to save the most on the total cost. Even beyond 90 days, you can usually buy out the lease early at a discounted price, or continue making payments until the lease ends.
If your item is within Best Buy’s return window, you’ll return it directly to Best Buy.
If it’s past that window, you may be able to return it through Katapult instead.
Once the return is accepted, Katapult will update or close your lease. You’ll only be responsible for payments due up until the return is processed.
