Add your items to your cart as usual, and select Wayfair Financing as your payment option at checkout.
Make your initial $45 payment and your items will be processed and shipped right away by Wayfair.
We set you up with a payment plan that aligns with your needs, based on your pay dates. over the next 10-18 months, then you own your item(s). You can always pay off early with no penalty. The sooner you pay off the more you save.
Pay off within 90 days for the cash price plus the initial $45 payment.*
Initial payment: $45
Total if paid within 90 days: $345
Pay off your lease anytime during your lease term.
*Pricing may vary by state and does not include sales tax. Estimates above are based on a 12-month term with a monthly payment schedule. Weekly, bi-weekly, and semi-monthly payment schedules are also available.
CA residents pay only the cash price if paid off within 3 months.
Pay off within 90 days for the cash price plus the initial $45 payment. To exercise the 90-day early purchase option contact Katapult or visit the customer portal page by clicking here for the most up to date account information related to your lease-purchase agreement.
Katapult offers a simple, straight-forward lease-to-own financing option to help you get durable goods from top retailers, such as Wayfair, and pay over time.
Lease-to-own means that you make recurring payments for the use of the products you have selected. You have no long term obligation to continue leasing and can return the product to Katapult at any time with no further obligation other than for amounts past due.
Recently there was an update to the Wayfair Finance experience. After this upgrade, Affirm and Katapult were arranged in the Wayfair Financing Waterfall. You are correctly being delivered to Affirm as the correct finance option. You will not be able to use Katapult to checkout with Wayfair. You can use your approved Katapult limit with one of our other partner retailers. Please visit us at https://www.katapult.com/store-locator/.
Make sure you are not using the “Wayfair App”. The Wayfair Finance option is not presented on the Mobile App platform.
Make sure you have your items loaded into your cart. Having an empty cart will keep you from seeing the Wayfair Finance option.
If on the Website, follow the steps below:
Select proceed to Checkout
Under “Payment Information” select “Pay as low as” – Wayfair Financing
Please ensure the address associated with your Wayfair profile and Katapult profile are the same. This includes the street name, number, and apartment. As in the example below, your Wayfair address would need the apartment number.
Wayfair Address 123 Wayfair Ave.
New York, NY 12345
Katapult Address 123 Wayfair Ave.
New York, NY 12345
If you need to confirm or update your Katapult profile, contact Katapult via Live Chat or by calling 833-KATAPULT. You can get to the Wayfair profile area by following the screenshots below:
This normally happens when an applicant is using a non-compatible payment method. You would need to use a credit/debit card that is linked to a physical bank.
You would not be able to use the following type of cards:
Yes. Every time you create a new lease you would have to pay the $45. This would be considered a new lease with its own terms and pay dates.
No, discounts can not be applied when using the Katapult option. Any discounts or promos would need to be applied after purchase with a Wayfair representative.
Please ensure that you are not downloading the document. Please scroll to the bottom of the document inside of the Wayfair webpage. Once you have scrolled completely to the bottom, the “Agree” button should turn green. Please see the screenshot below:
** If this does not work, try launching Wayfair inside a Google Chrome browser on a desktop or laptop device. You can also try using Desktop mode on your mobile device.