The Fastest Way To
Lease-Purchase
What You Need.

The fastest way to
lease-purchase
what you need.

Over 25K reviews - 4.4/5.0

Young woman shopping with colorful bags while talking on the phone
Young woman shopping with colorful bags while talking on the phone

How It Works

Flexible Lease Plans. Zero Surprises

The Katapult Buzz

  • Apply
  • Shop the App
  • Checkout using Katapult
Hand holding a purple shopping bag with red curved design
Hand holding a purple shopping bag with red curved design

1 – Apply

Applying takes a few seconds and won’t affect your credit score.

Smiling man holding a smartphone against a blue background
Smiling man holding a smartphone against a blue background

2 – Shop the App

Download the
Katapult App to shop at hundreds of your favorite stores.

Smiling woman giving thumbs up and OK hand sign with a green checkmark icon
Smiling woman giving thumbs up and OK hand sign with a green checkmark icon

3 – Check Out

Select Katapult at checkout to start your new lease.

And if you change your mind, return items anytime without obligation. *90-day early purchase option (EPO) terms and conditions apply.

How to Katapult.

To shop online, apply here or on a retailer partner website.

Cursor clicking on 'Apply Now' button below the Katapult logo

Step 1

Apply now to find your available credit.

Katapult app icon with download buttons for Google Play and App Store

Step 2

Download the app to shop.

Checkout instructions for using Katapult with Best Buy, including payment steps and a Start Shopping button

Step 3

Select Katapult at checkout.

Katapult approval screen showing $500 pre-approval with next steps to download the app and complete checkout

Step 4

Pay over time.

We Partner With The Best

What Others Are Saying

What others are saying

“It was an easy and quick experience. Everything was spelled out up front and simple to understand. Customer service was great in answering all my questions and very professional. I’d recommend Katapult. Five stars!”

– Elisa
Rated:– Elisa Ratings

“Totally satisfied with the stress-free process and immediate approval from Katapult. Tremendous experience that was simple in getting what I needed.”

– Lance
Rated:– Lance Ratings

“The payment options were clearly defined (no hidden fees or anything). The process to choose this financing was super fast (pretty much immediate). Payment options make this an affordable option. Highly recommend.”

– GF
Rated:– GF Ratings

“That you are helping me to aquire the camping things I would like to own at a great program ! Thanks I’m on a fixed income but this still allows me the way to make my purchase”

– Joseph Bond
Rated:– Joseph Bond Ratings

Frequently Asked questions

Before pre-approval

You can apply at any of our partner stores online or in-store. If approved, you will be provided with an available Katapult lease purchase agreement limit that can be used to lease to own a product.

After pre-approval

For qualified products, you may get a lease purchase agreement in a few simple clicks.

  • Select the Katapult button on the checkout page
  • Enter a few pieces of information to verify your identity and payment information. Don’t worry, our application does not request checking account, employment verification or personal references.
  • Receive an instant decision
  • Review and submit your order and the retailer sends you the products!

We’ll send you a welcome email that gives you access to your account, customer service, and more.
In addition, you have several options to acquire ownership of the product you are leasing.Katapult lease to own offers flexibility that may make it more attractive than financing. With each payment, you have the option to continue leasing, buyout, or return your items.

Your first lease to own payment is due at checkout. Then recurring lease to own payments are automatically charged to the card you provided at checkout. You can also make lease to own payments by logging into your Katapult account. You can access your lease purchase agreement account information on our site by clicking here. Please contact customer service using Live Chat or call at 833- KATAPULT (528-2785) if you need to update your account or payment information.

Yes.

We offer customers additional approval amounts for being a great customer that can be used towards another lease purchase agreement.

Accommodations and or material changes to a customers existing lease agreement may inhibit the opportunity to enroll in additional lease agreements.

Katapult provides you with an available Katapult lease to own amount that can be used to lease products once you are pre-approved.  Your available Katapult limit can be viewed on the success page of your application, in emails that Katapult sends upon approval, and on your personal account page here.  Pre-approvals are not guaranteed indefinitely and may change based on varying factors, such as your personal financial circumstances, where you shop, and how long ago you applied, among other factors.  Katapult may change your pre-approval in our sole discretion, at any time, without notice to you.  Review the Customer Portal for your most recent pre-approval information.