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Get approved for up to $3,500 quickly
Shop at over 100+ retailers online
The sooner you pay off, the more you save

 

NO LATE FEES. EVER.
 

 

 

We’re shaking things up when it comes to no credit required, lease to own financing options.

We know sometimes you just need a little help when it comes to making purchases, and Katapult is here to help with a new take on purchasing power. In minutes, get approved for up to $3,500, checkout with a simple payment, and with our early purchase option, you get a discount on an early buyout, making what you lease, yours.

Simply follow the steps below and you will be ready to shop! You can see all the retailers that accept Katapult on our Store Locator page.

Payment Examples

$300 Lease*

$50

Per Month

3 WAYS TO PAY OFF YOUR LEASE

  • 90-Day Early Purchase Option Cost – $360
  • Mid-Lease Early Purchase Option Cost – $450
  • Total Full-Term Cost of Ownership Cost – $645

 

Use Katapult to shop at hundreds of retailers

Pay off your lease anytime during your lease term

Low monthly payments that align with your pay days

$700 Lease*

$117

Per Month

3 WAYS TO PAY OFF YOUR LEASE

  • 90-Day Early Purchase Option Cost – $780
  • Mid-Lease Early Purchase Option Cost – $1200
  • Total Full-Term Cost of Ownership Cost – $1445

 

Use Katapult to shop at hundreds of retailers

Pay off your lease anytime during your lease term

Low monthly payments that align with your pay days

$1200 Lease*

$200

Per Month

3 WAYS TO PAY OFF YOUR LEASE

  • 90-Day Early Purchase Option Cost – $1305
  • Mid-Lease Early Purchase Option Cost – $2025
  • Total Full-Term Cost of Ownership Cost – $2445

 

Use Katapult to shop at hundreds of retailers

Pay off your lease anytime during your lease term

Low monthly payments that align with your pay days

 

 

*Pricing may vary by state and does not include sales tax. Estimates above are based on a $45 initial payment and a 12-month term using a monthly payment schedule. Weekly, bi-weekly, and semi-monthly payment schedules are also available. Mid-term is equivalent to 6 months.

CA residents pay only the cash price if paid off within 3 months.

Pay off within 90 days for just 5% above the cash price plus the initial $45 payment. To exercise the 90-day early purchase option contact Katapult via 24/7 chat or visit the customer portal page by clicking here for the most up-to-date account information related to your lease-purchase agreement.

This is an advertisement for Katapult’s lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant’s cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY.



FAQ's

Before pre-approval
You can apply at any of our partner stores online or in-store or on this page. If approved, you will be provided with an available Katapult lease purchase agreement limit that can be used to lease to own a product.

After pre-approval
For qualified products, you may get a lease purchase agreement in a few simple clicks.

  1. Select the Katapult button on the checkout page
  2. Enter a few pieces of information to verify your identity and payment information. Don’t worry, our application does not request checking account, employment verification, or personal references.
  3. Receive an instant decision
  4. Review and submit your order and the retailer sends you the products!

We’ll send you a welcome email that gives you access to your account, customer service, and more.

In addition, you have several options to acquire ownership of the product you are leasing.  Katapult lease to own offers flexibility that may make it more attractive than financing. With each payment, you have the option to continue leasing, buyout, or return your items.

Lease-to-own means that you make recurring payments for the use of the products you have selected. You have no long term obligation to continue leasing and can return the product to Katapult at any time with no further obligation other than for amounts past due.

No, we offer you a lease to own program. Customers are entering into a lease purchase agreement to lease products with an option to own, by exercising an Early Purchase Option or making all lease to own payments scheduled in the lease purchase agreement. The lease purchase agreement is not a credit transaction. Lease to own payments do not include an interest rate or APR and these will not be used to calculate the lease amount.

We consider the following four factors when calculating the lease to own payment.

1. The cash price of the product
2. The state in which the customer resides
3. The maximum term a customer can lease the product
4. The state/city sales tax rate

  • A valid mobile phone number that can receive SMS text
  • A valid US address
  • A valid Social Security or Taxpayer ID Number (ITIN)
  • A valid email address
  • A valid credit or debit card to make payments (no prepaid or gift cards)
  • A valid photo ID showing you are 18 years of age or older

Getting pre-approved for a Katapult lease purchase agreement does NOT affect your credit score!

With Katapult’s lease to own program, you have discounted early purchase options available to you.

90 Day Early Purchase Option:

Pay off your lease in the first 90 days for just 5% over the cash price + your initial payment and applicable taxes.*

Continue to lease and pay off at any time: 

With Katapult lease to own you have the option to continue to lease your items and pay off at any time prior to full term at a discounted amount.

Access the most up-to-date account information related to your lease-purchase agreement on our site by clicking here.

Contact customer service using our 24/7 supported Live Chat or call at 833- KATAPULT (528-2785) if you need to update your account or payment information.

*To exercise the 90-day early purchase option contact Katapult or visit the customer portal page by clicking here for the most up-to-date account information related to your lease-purchase agreement.

Yes. Every time you create a new lease you would have to pay the initial payment. This would be considered a new lease with its own terms and pay dates.

No, discounts can not be applied when using the Katapult option. Any discounts or promos would need to be applied after the purchase with a retailer representative.